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Our Services

Our Services

At Lectern Insurance Brokers, we offer a range of high-quality services tailored to meet your needs. From comprehensive coverage options to personalized support, we are dedicated to providing the best insurance solutions for you.

Motor Insurance

Our motor insurance protects your vehicle against loss or damage due to accidents, theft, or fire. Whether personal or commercial, we’ve got your ride covered on the road.

Comprehensive Motor Insurance

This plan provides full coverage for your vehicle — including accidental damage, theft, fire, and third-party liability. Drive with confidence knowing you’re fully protected.

Third Party Insurance

This covers damage or injury caused to other people or their property while using your vehicle. It’s the legal minimum — simple protection for unexpected situations.

Third Party, Fire & Theft

Enjoy third-party coverage plus protection for your vehicle in case of fire or theft. It's a solid middle-ground between basic and full coverage.

Fire & Special Perils Insurance

This policy protects your assets against fire, floods, lightning, and other named perils. Ideal for homes or businesses looking for focused protection.

Burglary Insurance

Secure your property against theft and break-ins. This policy covers loss or damage to items due to forced entry into your premises.

All Risk Insurance

This flexible cover protects valuable items like laptops, jewelry, and electronics anywhere, anytime. Accidents or theft, we’ve got you covered.

Travel Insurance

Travel with peace of mind. Our plan covers medical emergencies, trip cancellations, baggage loss, and more while you're abroad.

Health Insurance

Access quality healthcare without stress. We offer individual and family plans that cover medical bills, hospital stays, and treatments.

Marine Insurance

Protect your cargo, ships, and goods in transit across seas and rivers. We cover against loss or damage from shipping risks.

Householder Insurance

Cover your home and everything in it like furniture, electronics, personal items from fire, theft, and accidental damage. Home sweet protected home.

Group Personal Accident Insurance

Give your team peace of mind with protection against accidental injuries, disability, or death. It's ideal for organizations and staff welfare.

Group Life Insurance

Provide life cover for your employees, ensuring their families are financially supported in case of death. A valuable benefit for teams and organizations.

Goods-in-Transit Insurance

Keep your deliveries protected. This policy covers goods being transported against loss, theft, or damage while on the move by road, rail, or air.

Marine Hulls and Cargo

We offer specialized coverage for ships, vessels, and cargo during marine transit. Whether you need protection against damages, theft, or loss while shipping locally or internationally, we ensure your business remains secure throughout the journey.

Gas and Oil Related Risk

Our policies cover the unique risks faced by the energy industry, including oil rigs, refineries, gas plants, and pipelines. We protect against operational hazards, environmental risks, and financial losses to ensure smooth business continuity.

Aviation & Related Risk

We provide comprehensive insurance for aircraft operators, aviation businesses, and related stakeholders. Our coverage protects against physical damage to aircraft, passenger liabilities, and third-party claims, ensuring your operations remain secure in the air and on the ground.

General Non-Marine Insurance

This service offers protection for businesses and individuals against a broad range of risks outside the marine industry. From property damage to liability coverage, our non-marine policies safeguard your assets and investments.

Fire and Special Risk

Protect your property and assets from fire, lightning strikes, and other unforeseen perils. Our policy ensures you recover quickly from damages, helping you resume business operations without undue financial stress.

Accident Risk

We provide accident insurance to cover medical expenses, disability, or death caused by accidents. This coverage ensures that individuals and businesses are financially protected when the unexpected happens.

Pecuniary Risk

Our pecuniary insurance offers protection from financial losses due to fraud, theft, or employee dishonesty. We help safeguard your business’s financial health, ensuring stability even in challenging situations.

Life Assurance (Groups & Individuals)

We offer life insurance policies tailored for both individuals and corporate groups. Our life assurance provides financial support to families and beneficiaries in the event of the policyholder’s death, ensuring long-term security.

Pensions Management

Our pensions management service helps individuals and businesses plan for the future. We assist with the design, administration, and management of pension schemes to ensure employees' financial well-being during retirement.

Employees' Liabilities

Our employee liability policies protect businesses from claims related to workplace injuries or illnesses. We help you comply with legal requirements while safeguarding your organization’s financial interests.

Personal Accident

This policy provides compensation for injuries, disability, or death resulting from personal accidents. It offers peace of mind by covering medical costs and providing financial support during recovery.

Domestic & International Reinsurance

We provide reinsurance services that allow businesses to manage risk exposure by sharing liabilities. Our solutions cover both domestic and international risks, ensuring stability for your operations.

Risk Management Services

We offer professional risk management services to help businesses identify, evaluate, and mitigate risks. Our experts work with you to develop strategies that minimize losses and enhance resilience.

Testimonials

What Our Customers Are Saying

Hear directly from our satisfied clients about their experiences with us. Our testimonials showcase how we've made a difference in their lives with our reliable and personalized insurance solutions.

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